02-08-2007 06:49

at least you learn a lesson and it would help people that dreaming to get visa card or Cridet card.In fact there is a visa card that has no annual fees and have a cash back every dollar you spent. If possible 2 visa card is enough, and make sure pay all the amount due before the due date, or else you will be burried in debts. Here in USA people filed bankruptcy due to credit card debts, and bad credits would ruin lives he!he!he! ruin tungud kon mag-utang kaw hulugan nga sarakyan or housing loan indi kaw maka avail kang 0% interest or ang interest ka mga loans mo is double than the regular rates. I don't want to critize or offend someone, just only wanted to share about being a credit card holder. Advantages of having one is very convenient when you book a hotel around the world, shop online (plane tickets), pay gasoline.

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